Waterfront Homes for Sale

Discover waterfront homes across Ocala, Crystal River, Dunnellon, and North Central Florida, from riverfront and lakefront retreats to homes with direct access to Florida’s natural waterways.

Start of list of properties

$375,000
$286
Active
65 BEACH LANE
Crystal River, FL 34429
2
Beds
,
1
Baths
,
1,311
square feet,
Imagine trading the hustle and bustle of everyday life for sunny afternoons, refreshing coastal breezes, and the laid-back lifestyle that makes Crystal River such a special place to call home. Whether you’re looking for a full-time residence, a Florida getaway, or a chance to live at a more relaxed pace, this furnished 2-bedroom condo in Smugglers Cove helps you make your Florida dreams a reality. Located in beautiful Crystal River, known for its natural springs, abundant wildlife, and world-famous manatee encounters, you’ll be close to the outdoor adventures and Old Florida charm that make this area so desirable. Conveniently located close to shopping, restaurants, and attractions. Schedule your private showing today and discover what Smugglers Cove has to offer!
Residential
MLS# G5119560 Lpt Realty, LLC
$644,000
$234
Active
9030 E DEVILSNECK ROAD
Floral City, FL 34436
4
Beds
,
3
Baths
,
2,756
square feet,
Virtually Staged. EXPERIENCE THE BEAUTY OF LAKEFRONT LIVING ON LAKE TSALA APOPKA! Discover the charm and tranquility of Old Florida in this spacious 4-bedroom, 3-bath, single-story home situated on .51 acres with approximately 100 feet of waterfront. Offering approximately 2, 700 square feet of living space, this home features beautifully crafted wood ceilings in the foyer and living room, adding warmth and architectural character. Spectacular lake views from both the living room and primary bedroom bring the beauty of nature indoors, creating a peaceful setting to begin and end each day. Recent improvements include a NEW ROOF IN 2024, WHOLE-HOUSE REPIPING, AND AN UPGRADED 200-AMP ELECTRICAL SERVICE. The FORMER GARAGE HAS BEEN CONVERTED INTO AN AMAZING WORKSHOP, offering a versatile space for woodworking, creative projects, hobbies, or the perfect setup for anyone who loves to tinker and create! An additional STORAGE SHED WITH ELECTRICITY provides even more space for tools, equipment, and projects.Step outside to your own waterfront retreat, complete with a 9X20 COVERED BOAT DOCK for convenient access to boating, fishing, and exploring the scenic waters of Lake Tsala Apopka. Enjoy morning coffee overlooking the lake, peaceful afternoons surrounded by nature, and beautiful waterfront sunsets.OUTDOOR ENTHUSIASTS WILL LOVE THE LOCATION! Explore the nearby Withlacoochee State Trail, ideal for biking, walking, and running, along with miles of hiking trails throughout the Withlacoochee State Forest. Nearby recreational destinations include the Citrus Tract trails, Sandhill Loop, Whispering Pines City Park, Flying Eagle Preserve, Fort Cooper State Park, Half Moon Wildlife Management Area, and Floral Park. The beautiful waters of Crystal River and Rainbow River are also within reach, offering additional opportunities for kayaking, swimming, and outdoor adventures.Whether you enjoy boating, fishing, hiking, woodworking, or simply relaxing by the water, this property offers an exceptional opportunity to embrace Florida's natural beauty and peaceful surroundings.MORE THAN JUST A HOME—IT'S A LIFESTYLE! A chance to experience a way of life that is becoming increasingly difficult to find. Peaceful, welcoming, serene, and surrounded by nature. Come see for yourself. You may discover this is the place you've been dreaming of for a very long time.
Residential
MLS# W7890732 F I Grey & Son Residential
$1.475m
$431
Active
20368 THE GRANADA
Dunnellon, FL 34432
5
Beds
,
4
Baths
,
3,421
square feet,
Beautiful Riverfront home on the Rainbow River in Dunnellon, Florida. This house is truly unlike any other. With 5 bedrooms, 4 bathrooms, and almost 3, 500 square feet of living space, it offers plenty of room for family and friends. There’s also a 2-car garage and an incredible outdoor space designed for entertaining and enjoying the riverfront lifestyle. A charming gazebo overlooks the river, creating the perfect spot to relax and take in the scenery. And, of course, last but certainly not least, there’s a boathouse to shelter your boat, along with an easy launch for kayaks and paddle boards. Walking distance to park, restaurants, shops, miles of trails, while still offering the peaceful beauty of living directly on the river. Don’t miss the opportunity to own a property that has been cared for, cherished, and loved for years, with many improvements. Fed by a natural spring, the Rainbow River is one of Florida’s must-see treasures, known for its crystal-clear waters and natural beauty.
Residential
MLS# OM730877 Debuire International Realty
$1m
$292
Active
8885 SW 190TH AVENUE ROAD
Dunnellon, FL 34432
5
Beds
,
5
Baths
,
3,424
square feet,
Discover the beauty of Florida waterfront living with this rare opportunity to own a riverfront property directly on the crystal-clear Rainbow River! Situated on approximately 0.43 acres with an estimated 71 feet of direct river frontage, this two-story, concrete block home, built in 1990, offers 5 bedrooms, 3 bathrooms, and a warm, rustic charm that invites you to relax and make lasting memories. Inside, you'll find an open-concept living area that seamlessly connects the living room, dining area, and kitchen, creating a welcoming space for entertaining family and friends. With five bedrooms, there is plenty of room for guests, extended family, or a flexible layout to suit your lifestyle. Step outside and experience the true magic of riverfront living. A dock is already in place, offering the perfect spot to fish, launch a kayak, enjoy the peaceful surroundings, or simply take in the beauty of the river. The Rainbow River is a first-magnitude, spring-fed river renowned for its exceptionally clear water and refreshing, year-round temperature of approximately 72 degrees. Whether you're swimming, kayaking, boating, or enjoying a quiet morning by the water, this property offers a lifestyle that is hard to find. With no HOA, you'll enjoy added freedom and flexibility while embracing the natural beauty of your surroundings. Conveniently located just minutes from downtown Dunnellon, shopping, restaurants, medical facilities, and scenic walking and biking trails, the property is also approximately 25 minutes from the World Equestrian Center, with convenient access to I-75 and Gulf Coast destinations. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this exceptional riverfront property offers space, character, and direct access to one of Florida's most beautiful natural treasures.
Residential
MLS# TB8561996 RE/MAX Action First Of Florida
$394,900
$178
Active
8701 E CRESCO LANE
Inverness, FL 34450
4
Beds
,
3
Baths
,
2,223
square feet,
Waterfront living with room to relax, entertain, and enjoy the Florida lifestyle! This spacious 4-bedroom, 3-bathroom home with a 2-car garage is situated on over half an acre and boasts an impressive 156 feet of waterfront frontage, complete with a boat slip for easy access to the water. Inside, you'll find a versatile floor plan featuring a welcoming family room, a distinctive sunken living room, and a beautiful double-sided fireplace that adds warmth and character to the living spaces. Updated windows provide an added bonus. Step outside and discover your own backyard retreat! The above-ground pool is surrounded by an expansive deck, perfect for soaking up the Florida sunshine, hosting gatherings, or simply unwinding while enjoying the waterfront setting. The generous lot offers plenty of outdoor space, while a storage shed provides additional room for tools, equipment, and recreational gear. Whether you're looking for a full-time residence or a waterfront getaway, this property offers a wonderful combination of space, comfort, and outdoor enjoyment. Bring your boat, invite your friends, and start making memories in your own piece of Florida paradise!
Residential
MLS# OM734906 Epique Realty Inc.
$390,000
$178
Active
3156 N HOOTY POINT
Inverness, FL 34453
3
Beds
,
2
Baths
,
2,193
square feet,
Beautiful Withlacoochee Riverfront Living with the Best of Inverness Nearby! Discover the beauty of waterfront living in this two-story, 3-bedroom, 2-bath home nestled along the scenic Withlacoochee River. Enjoy peaceful river views from the screened back porch, the perfect spot for morning coffee, evening relaxation, and watching Florida’s natural beauty unfold. The Withlacoochee River offers opportunities for fishing, kayaking, canoeing, boating, and wildlife watching, making it easy to embrace the outdoor lifestyle and tranquility of Florida’s Nature Coast. This home combines natural beauty with practical features and valuable updates for added comfort and peace of mind. Enjoy the security of a whole-house Generac generator, both AC units replaced in 2017, and a new well pump, pressure tank, and pressure switch installed in 2025. The gas tankless water heater was replaced in 2026, providing on-demand hot water. Both air handlers feature UV lights designed to help reduce microbial growth within the HVAC system. Additional features include a gas fireplace, gas cooktop, and video surveillance system. Conveniently located near Inverness, you can enjoy the charm of a welcoming community with shopping, restaurants, local boutiques, parks, and year-round community events. Explore the historic downtown and Courthouse Square, stroll along the scenic Cooter Pond Boardwalk, or enjoy walking and biking along the Withlacoochee State Trail. Outdoor enthusiasts will appreciate the nearby parks, recreational facilities, fishing, and opportunities to explore the beautiful lakes, rivers, and natural areas throughout Citrus County. Inverness also offers access to everyday conveniences and services, including HCA Florida Citrus Hospital right in Inverness, providing nearby access to hospital care. Whether you're searching for a peaceful riverfront retreat, a place to enjoy outdoor adventures, or a home that offers a balance of nature and convenience, this property is a wonderful opportunity to experience the best of riverfront living. Relax, recharge, and make the Withlacoochee River your backyard!
Residential
MLS# TB8562325 Era American Suncoast Realty
$445,000
$183
Active
349 LAKE DRIVE
Ocala, FL 34472
3
Beds
,
2
Baths
,
2,436
square feet,
Experience lakefront living with championship golf course views in this custom Biltmore pool home overlooking the 10th green within gated Lake Diamond Golf and Country Club. Offering 2, 436 square feet of living space, this meticulously maintained three-bedroom, two-bath residence combines a thoughtfully designed floor plan with expansive views of the lake and surrounding fairways. The home features a split-bedroom layout, three-car garage and dedicated office or den with a built-in entertainment center. Interior details include crown molding in the primary bedroom, dining room, kitchen and office or den, while Legacy Plantation shutters provide privacy and architectural character in the dining room and office. An oversized mitered glass window in the breakfast nook captures picturesque lake and golf course views while welcoming natural light into the living areas. The kitchen and adjoining spaces offers a comfortable setting for everyday living and entertaining. Step outside to the 12-by-24-foot screened, heated pool, spa and lanai, where the waterfront setting and golf course views provide a scenic backdrop for outdoor gatherings or quiet relaxation. The seamless connection between indoor and outdoor spaces enhances the home's appeal for year-round Florida living. Lake Diamond Golf and Country Club offers an 18-hole championship golf course, clubhouse and pro shop, providing recreational amenities within the community. Recent property improvements include a new roof installed in 2024, along with a new water heater and irrigation well system upgrades completed in 2025, including a new pump, control box, piping and pressure tank. Situated in southeast Ocala, this property offers convenient access to shopping, dining, medical facilities, downtown Ocala and Interstate 75. With its lakefront location, golf course setting, updated amenities and well-maintained interior, this residence presents an opportunity to enjoy the Lake Diamond lifestyle.
Residential
MLS# OM734355 Premier Sotheby's International Realty
$795,000
$318
Active
12653 SE 141ST AVENUE ROAD
Ocklawaha, FL 32179
5
Beds
,
3
Baths
,
2,502
square feet,
Estate Focus Sale - Lakefront Fixer with Historic Character! This 1925 home offers 2, 320sq.ft., 5 bedrooms, 3 bathrooms, a Great Room, and a separate Living Room. Rich in history, this property presents a rare renovation opportunity. Located on a desirable lakefront setting, 200ft. of white sand beach, and a great view. The home requires finishing and updates, as it is being sold As-Is by the estate. Potential for restoration, investment, or creating a family waterfront retreat. 1.11 acres, zone R-3.
Residential
MLS# OM734700 Akin Realty Company
$779,000
$360
Active
6459 W RIVERBEND ROAD
Dunnellon, FL 34433
4
Beds
,
3
Baths
,
2,162
square feet,
Lakefront living at its finest on beautiful Lake Rousseau! This stunning 4-bedroom, 3-bathroom waterfront home offers 2, 162 square feet of living space situated on nearly an acre (.98 acres) of fully fenced property with breathtaking lake views! Beautifully renovated inside and out, this home features two master suites, fresh interior and exterior paint, new flooring, an updated kitchen with brand-new GE appliances, new countertops, updated fixtures, and a NEW A/C system! Step outside to your own private waterfront retreat, complete with a sparkling saltwater pool with solar heating, a newly resurfaced pool deck, a brand-new dock, and your very own private boat ramp providing direct access to Lake Rousseau! The property also features an impressive 30x40 pole barn, two RV hookups, an irrigation system, and a water conditioning system. Best of all, this waterfront home is NOT in a flood zone! Enjoy endless days on the water, with access through the Withlacoochee River all the way to the head springs of the Rainbow River. Whether you’re enjoying a peaceful morning overlooking the lake, entertaining family and friends by the pool, or spending the day out on the water, this property offers the perfect combination of comfort, recreation, and Florida waterfront living. With extensive upgrades, exceptional outdoor amenities, and absolutely gorgeous lake views, this one-of-a-kind property is ready for its next owner. Don’t miss your opportunity to own your own piece of waterfront paradise!
Residential
MLS# TB8560559 Era American Suncoast Realty
$106,000
$93
Active
487 MIDWAY DRIVE
Ocala, FL 34472
2
Beds
,
2
Baths
,
1,138
square feet,
Welcome to relaxed Florida living in Live Oak Village, a 55+ community where peaceful views and everyday convenience come together. This well-maintained 2-bedroom, 2-bath condominium offers 1, 138 square feet of comfortable living space, plus an additional 120 square feet in the open, updated lanai—the perfect spot to unwind while enjoying sweeping views of Lake Sparkle and the Silver Springs Shores Golf & Country Club. Inside, the home features a tasteful blend of carpeting and luxury vinyl plank flooring throughout, complemented by ceiling fans in the living area and both bedrooms for year-round comfort. The updated kitchen showcases newer appliances, modern light fixtures, and accent lighting, creating a bright and inviting space for cooking and entertaining. Both bedrooms are generously sized, with two full baths for added privacy and convenience. A washer and dryer are conveniently located in the second full bath. The building itself is tucked away on a private cul-de-sac, offering a quiet, low-traffic setting. Enjoy true low-maintenance living with HOA fees covering building insurance, exterior and common area maintenance, community pool, garbage pickup, and cable TV. Just less than five minutes away, the Silver Springs Shores Community Center offers exceptional amenities including two pools (one heated), a gym, meeting rooms, and a wide variety of activity clubs—all for an incredibly low annual fee of only $5. Whether you’re looking for a full-time residence or seasonal retreat, this lakeview condo delivers comfort, convenience, and value in Live Oak Village, a 55+ community.
Residential
MLS# OM734680 Sunburst Properties
$169,000
$235
Active
11199 E TARPON COURT
Floral City, FL 34436
2
Beds
,
1
Baths
,
720
square feet,
Waterfront Paradise on Withlapopka Island – Right in the Heart of Floral City! Whether you’re looking for a vacation rental, weekend escape, or a freshwater fishing retreat, this charming canal-front home delivers. Situated on a navigable canal with direct access west to the Inverness Chain of Lakes or east to the Withlacoochee River, the location is ideal for boating, fishing, and waterfront relaxation. Enjoy a scenic cruise and dock at the famous Sleepy Hollow Fishing Camp for live music, great food, and cold drinks! This 2-bedroom, 1-bath home features vaulted ceilings and a massive 400 sq ft covered porch overlooking the lake—perfect for soaking in the peaceful views. Extensively updated in 2024–2025, recent improvements include: Cement board siding and exterior paint (Feb 2024) Vinyl plank flooring (Feb 2024) New electric panel (Feb 2024) New septic tank and leach field (May 2025) Electric tankless water heater (Feb 2024) Full interior repipe (Feb 2024) Roof (July 2022) Three new mini-split HVAC units (Feb 2024) Renovated bathroom with new tub, toilet, vanity, and tile (Feb 2024) This turnkey home is move-in ready and bursting with potential—schedule your showing today!
Residential
MLS# TB8560075 Coldwell Banker Realty
$999,999
$684
Active
14573 SE 139TH PLACE
Ocklawaha, FL 32179
3
Beds
,
2
Baths
,
1,463
square feet,
More than just a home — This is a waterfront experience! Discover the beauty, craftsmanship, and endless possibilities of this Lake Weir retreat! Enjoy owning an ultimate Florida lakefront lifestyle on beautiful Lake Weir! This unique 3-bedroom, 1-bath waterfront home features granite countertops and flooring, large windows, fireplace, metal roof, storage shed with bathroom, and plenty of extra space to house equipment and have a shop. This property is a combination of charm, craftsmanship, and creative outdoor entertaining! The true centerpiece of this property is the handcrafted tiki pavilion — No Cookie Cutter Construction here! This is a one-of-a-kind gathering space custom built with the craftsmanship of true Native Americans. The massive timber beams were individually cut and hand-carved using traditional hand tools, including custom staining. This impressive structure features soaring ceilings, beautiful exposed woodwork, and an authentic thatched roof. The outdoor kitchen, bar area, multiple ceiling fans, and generous seating areas create the perfect setting for entertaining family and friends. A wonderful compliment to this already 'unique' property features a plunge infinity pool surrounded by stone-paver terraces, attractive retaining walls, & sets this outdoor area apart from all others. Additional amenities include a built-in grilling station, pergola-covered patio, dual jet ski lift and private dock extending into Lake Weir, complete with a charming boat house matching the same thatched-roof tiki look. Whether enjoying boating, fishing, water sports, spectacular lake views, or unforgettable gatherings beneath the handcrafted pavilion, or boating in for Food or Drinks at Gator Joe's or Eaton's Beach, this exceptional property provides a lifestyle unlike any other! Conveniently located near The Villages, Ocala, shopping, hospitals & more!
Residential
MLS# G5119361 Lpt Realty, LLC
$439,000
$209
Active
4415 NW 33RD COURT
Gainesville, FL 32606
4
Beds
,
3
Baths
,
2,098
square feet,
Tucked away on a quiet, no-through street in Northwest Gainesville, this updated mid-century modern home sits on 0.7 acres with 4 bedrooms, 2.5 baths, and a setting that feels like your own private retreat. Possum Creek winds along both the back and side of the property beneath mature oaks and magnolias draped in Spanish moss. Step past the classic breeze-block entry into bright, open living spaces with luxury vinyl plank and tile throughout, a sputnik-style chandelier over the dining area, and walls of sliding glass that bring the outdoors in. The kitchen is ready for the spotlight, with navy shaker cabinetry, brushed champagne faucet, a farmhouse sink framed by a wooded view, white subway tile, stainless appliances, and a generous island for casual meals and gathering. The family room centers on a striking floor-to-ceiling brick fireplace with a modern linear insert and a rustic wood mantel, alongside warm built-in bookshelves. Each bathroom has been refreshed with sleek vanities, brass fixtures, globe lighting, and thoughtful touches like a pebble-tile shower floor and a stylish console sink in the powder room. Outside, a brick-edged patio under a shade sail opens to a fenced yard, while a stepping-stone path leads to a fire pit just steps from the creek, ideal for slow evenings under the trees. A two-car garage, circular driveway, and low-traffic street add everyday ease, and the location is hard to beat, with a public library less than half a mile away and Devil’s Millhopper State Park under 2 miles away. Character, comfort, and nature come together beautifully here, so schedule your showing today!
Residential
MLS# GC544379 Campus To Coast Realty, LLC
$340,000
$267
Active
22649 NE 105TH AVENUE ROAD
Fort Mc Coy, FL 32134
2
Beds
,
2
Baths
,
1,272
square feet,
CUSTOM FLORIDA LAKE HOUSE CHARM, EXCEPTIONAL CRAFTSMANSHIP, AND PEACEFUL WATERFRONT LIVING ON BEAUTIFUL MILES KALE LAKE! Welcome to the Big Green House, a truly distinctive waterfront retreat where remarkable craftsmanship, warm natural wood finishes, and the timeless beauty of Old Florida come together! Nestled along the shores of spring-fed Miles Kale Lake in Fort McCoy, this beautifully maintained and fully furnished 2-bedroom, 2-bath residence offers an inviting combination of character, spacious living, and thoughtful improvements. Extensively rebuilt and expanded in 2004, the home features updated plumbing, electrical wiring, roof trusses, a standing-seam metal roof, and Hardie board exterior siding. Step inside and immediately appreciate the soaring vaulted ceilings, abundant natural light, and beautiful tongue-and-groove woodwork that create an atmosphere unlike anything you'll find in an ordinary subdivision. The spacious great room provides a wonderful gathering place for family and friends, while the open kitchen features stainless steel appliances, a gas range, generous cabinetry and counter space, a center island with breakfast seating, and an adjoining dining area. Both bathrooms reflect the exceptional cleanliness and care evident throughout the home. Step outside onto the spacious screened waterfront porch, where mornings begin with coffee overlooking the lake and evenings invite you to relax while enjoying the peaceful surroundings and abundant wildlife. According to the longtime owners, Miles Kale Lake is a natural spring-fed lake with a sandy bottom, gradual shoreline slope, and areas of deeper water, offering an inviting setting for fishing, kayaking, boating, and water-sports. With relatively little boat traffic reported by the owners, the lake provides a peaceful escape from the hustle and bustle of everyday life. Accessed from NE 105th Avenue Road, a quiet dirt road, the property offers a peaceful setting away from busy streets. Offered furnished, including appliances and household essentials, this property is ready for its next chapter! Previously used as a vacation rental, the Big Green House has welcomed paying guests, including repeat visitors who have returned to enjoy this special waterfront setting. Selected rental reservation and payment documentation is available for review, providing additional information for buyers interested in exploring continued vacation rental use, subject to applicable regulations. Whether you're searching for a full-time waterfront residence, a seasonal winter retreat, a family gathering place, or a weekend getaway, this beautiful Florida lake house offers something truly special. Conveniently located within reach of Silver Springs State Park, the Ocala National Forest, the World Equestrian Center, and Historic Downtown Ocala, you'll enjoy access to some of North Central Florida's finest outdoor recreation, dining, and entertainment. The neighboring Brown Cottage and an additional wooded waterfront parcel are also offered individually, or purchase all three adjoining properties together as a unique waterfront package. BEAUTIFUL WOODWORK, VAULTED CEILINGS, EXCEPTIONAL CONDITION, FURNISHED INTERIORS, AND PEACEFUL LAKE VIEWS—COME EXPERIENCE THE BIG GREEN HOUSE AND DISCOVER THE OLD FLORIDA WATERFRONT LIFESTYLE!
Residential
MLS# O6451635 RE/MAX 200 Realty
$239,900
$179
Active
24855 NE 135TH STREET
Salt Springs, FL 32134
3
Beds
,
2
Baths
,
1,342
square feet,
Located in the waterfront community of Kerr Shores, this beautifully updated home offers 85 feet of canal frontage with a short boat ride to Little Lake Kerr. The subdivision offers voluntary membership with access to a clubhouse, boat ramp, dock, and open acreage for family recreation. Originally built in 1969, the home features 3 bedrooms, 1.5 bathrooms, and 1, 342 sq ft of living space with a metal roof. Recent updates include all new flooring throughout, fully remodeled kitchen and bathrooms, new drywall and interior paint, fresh exterior paint, and new ceiling fans and light fixtures. The kitchen includes lots of cabinets, granite countertops, and a center island in addition to its modern updates. The Florida room is full length along the back of the home, with waterfront views and a 14’x12’ screened room for enjoying the outdoors. A spacious 8’x31’ covered side porch adds to the outdoor living options. The property also includes storage shed, a fenced side and backyard for privacy and security, and a dock for convenient boat parking. Property Features: .22 Acre Lot with 85’ Canal Frontage 3 Bedrooms | 1.5 Bathrooms | 1, 342 Sq Ft Florida Room with Waterfront Views 14’x12’ Screen Room + 8’x31’ Covered Porch Recently Updated Interior with New Flooring, Paint, and Fixtures Kitchen with Granite Countertops, Cabinets & Center Island Private Dock with Direct Canal Access Metal Roof | Built 1969 Located in the heart of the Ocala National Forest, this home is minutes from the Salt Springs Recreation Area, Lake George, and the St. Johns River. Salt Springs also offers miles of ATV, horseback, and hiking trails, excellent year-round fishing and hunting, and convenient shopping, dining, and services nearby. Only 30 minutes to Ocala or Palatka for additional shopping, dining, and entertainment. This is a fantastic opportunity to own a move-in-ready waterfront home in one of Central Florida’s most scenic and recreation-rich areas.
Residential
MLS# OM734203 Rountree Realty Corp.
$235,000
$269
Active
22645 NE 105TH AVENUE ROAD
Fort Mc Coy, FL 32134
2
Beds
,
1
Baths
,
874
square feet,
DISCOVER THE TIMELESS CHARM OF OLD FLORIDA WATERFRONT LIVING ON BEAUTIFUL MILES KALE LAKE! Welcome to the Brown Cottage, a delightful furnished lakefront retreat where warm tongue-and-groove woodwork, peaceful water views, and generations of family memories create a truly special atmosphere. Nestled along the shoreline of spring-fed Miles Kale Lake in Fort McCoy, this charming 1-bedroom, 1-bath cottage offers an inviting escape from the hustle and bustle of everyday life. Step inside and experience the character of a classic Florida lake house, featuring beautiful wood ceilings, a comfortable living area, a spacious family room, and a welcoming kitchen and dining area. The screened porch provides a wonderful place to enjoy morning coffee, refreshing lake breezes, and relaxing evenings overlooking the water. Outside, the property's wooden dock offers a place to enjoy the lake, cast a fishing line, or simply take in the peaceful surroundings. According to the longtime owners, Miles Kale Lake is a natural spring-fed lake with a sandy bottom, gradually sloping shoreline, and relatively little boat traffic, making it an inviting setting for kayaking, fishing, and waterfront recreation. The cottage is offered furnished with household essentials, with the dining room furniture excluded from the sale. An attached laundry shed adds everyday convenience. Previously enjoyed by paying vacation guests, including repeat visitors, the property offers an opportunity for buyers interested in exploring continued vacation rental use, subject to applicable regulations. Situated along NE 105th Avenue Road, a quiet dirt road, this waterfront property offers a peaceful rural setting with frontage along the roadway. The existing driveway is shared with the neighboring Green House parcel; separate driveway access may be possible, with legal access documentation currently being reviewed. Conveniently located within reach of Silver Springs State Park, the Ocala National Forest, and Historic Downtown Ocala, the cottage offers opportunities to enjoy the natural beauty and outdoor recreation of North Central Florida. The neighboring Big Green House and an additional wooded waterfront parcel are also available individually, or purchase all three adjoining properties together as a unique waterfront family retreat. WHETHER YOU'RE LOOKING FOR A WEEKEND ESCAPE, SEASONAL GETAWAY, FULL-TIME RESIDENCE, OR A SPECIAL PLACE TO MAKE NEW FAMILY MEMORIES, THE BROWN COTTAGE INVITES YOU TO EXPERIENCE THE SIMPLE PLEASURES OF LIFE ON THE LAKE!
Residential
MLS# O6451643 RE/MAX 200 Realty
$329,000
$190
Active
5 HICKORY LOOP
Ocala, FL 34472
3
Beds
,
2
Baths
,
1,736
square feet,
BACK ON MARKET AFTER EXTENSIVE UPDATING! WATER VIEWS • NO HOA • SPECIAL FINANCING AVAILABLE! Welcome to 5 Hickory Loop, Ocala! This inviting home offers 1, 746 square feet of living space on a generous 0.34-acre waterfront lot with beautiful water views. Split floor plan. The home features fresh interior paint, new flooring, new baseboards, kitchen cabinets with modern hardware, updated bathrooms new shower stall and sage-green cabinets. The bathtub has also been reglazed for a refreshed appearance.Important system updates include an HVAC system replaced in 2021, an updated electrical panel in 2022, a new water heater installed in June 2026, and updated plumbing valves throughout the home. Enjoy the combination of water views, a spacious lot and recent improvements.Enjoy the freedom of NO HOA and no other deed restrictions, offering flexibility to enjoy your property without HOA fees.SPECIAL FINANCING AVAILABLE! Qualified buyers may be eligible for 100 financing with no mortgage insurance, plus up to $5, 500 toward closing costs. This program can help reduce upfront home buying expenses and make homeownership more accessible for eligible borrowers.Perfectly located near the World Equestrian Center, Silver Springs State Park, the Silver River Museum & Environmental Education Center, and the Silver Springs Forest Conservation Area, you are minutes away from world-class entertainment and natural beauty.Contact us today for more information or to schedule a showing!
Residential
MLS# R4911458 Sims Realty LLC
$1.5m
$565
Active
1920 NW 16TH STREET
Crystal River, FL 34428
3
Beds
,
3
Baths
,
2,656
square feet,
MOTIVATED SELLER!!- DEEP WATER CANALS. NO BRIDGE. Price per sqft includes the 2, 000 SQFT detached garage. A rare combination of space, waterfront, and functionality—this property truly stands in a class of its own. Welcome to this exceptional 3-bedroom, 3-bathroom custom pool home with a dedicated office, perfectly situated on a rare double lot. Offering over 2, 600 square feet of thoughtfully designed living space, this home combines quality construction, efficiency, and comfort. The open floor plan is filled with natural light and features fully insulated walls and attic for added energy efficiency and sound control. The living area sits at 12.6" elevation. The spacious great room showcases floor-to-ceiling windows with beautiful water views, creating a seamless connection between indoor and outdoor living. Designed with accessibility in mind, the front door and most interior doorways are handicap accessible, providing ease of movement throughout the home. The kitchen is well-appointed with premium appliances, custom cabinetry, and a large island ideal for entertaining. Sliding glass doors lead to a private outdoor setting complete with a sparkling pool, mature landscaping, and expansive water views—perfect for relaxing or hosting guests. Enjoy approximately 160 feet of waterfrontage, complete with a seawall and two boat docks, offering plenty of space for boating, fishing, and waterfront enjoyment. A standout feature of the property is the 50x40 detached garage with 14+ foot ceilings, offering ample space for a 45-foot RV, multiple vehicles, airboats, tower boats or workshop use. The garage is equipped with both 50-amp and 200-amp service. Elevated shelving in both garages provides added protection. Recent updates include a new roof, new pool pump, microwave, two AC units (one new with a 10-year warranty), and fresh exterior paint completed in January of 2025. Home also features a gas water heater. Located in a peaceful setting away from the hustle and bustle of the bay, yet conveniently just 15 minutes from the area’s renowned springs and manatee sanctuary, as well as 15 minutes to the Gulf of Mexico. Optional HOA provides access to a private boat ramp. If you’ve been waiting for space, waterfront, and quality all in one—this is the one worth seeing in person. Living area never flooded
Residential
MLS# TB8500334 Plantation Realty, Inc.
$425,000
$173
Active
11641 E SALMON DRIVE
Floral City, FL 34436
3
Beds
,
2
Baths
,
2,452
square feet,
This adorable cottage w/ METAL ROOF is large, with living + family room w/wood burning fireplace overlooking the water. It has a brand new kitchen! Granite counters, wood cabinets with soft close. Stainless gas range + fridge. The waterfront views on this deep canal are lovely because there are no homes behind you! It's all nature. This .41 acre property includes 2 docks, private boat ramp, + concrete block garage including WORKSHOP! A 50 amp hookup is ready for your RV. The bedrooms have large closets, and there are bonus rooms which could be playrooms, craft rooms, offices, etc. The lanaii has a split ductless AC, making it usable living space all year round! The canal accesses the Chain of Lakes & the Withlacoochee River. There is an indoor spa as a bonus. Move in ready. Most furniture stays, so just bring your toothbrush! The 46 mile Withlacoochee Bike Trail runs right thru the middle of historic Floral City. It's just 9 miles from Inverness, which was voted Small Town Done Right by USA Today. Monthly events like free concerts, festivals and art shows make this area an instant favorite. A new VA medical center is going in just a few miles away.
Residential
MLS# TB8504218 Era American Suncoast Realty
$999,000
$385
Active
14432 SE 143RD TERRACE
Weirsdale, FL 32195
4
Beds
,
3
Baths
,
2,592
square feet,
BEAUTIFUL LAKE WEIR WATERFRONT LIVING! Enjoy the best of Florida lakefront living with this spacious 4-bedroom, 3-bath home situated on almost 3/4 of an acre with approximately 110 feet of frontage on beautiful Lake Weir! The highlight of this property is the incredible waterfront setting, complete with your own sandy beachfront and a fantastic two-tier boat dock featuring an upper-level sun deck, perfect for sunbathing, relaxing, and taking in the gorgeous lake views and stunning sunsets. The dock also features a covered boat lift, electricity, and water, making it easy to enjoy endless days of boating, fishing, swimming, and fun on the lake. Inside, this 2, 592-square-foot home offers plenty of room for family and guests, with four bedrooms, three full bathrooms, and a spacious open floorplan with the living, kitchen, dining, and family room all together. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, providing both style and easy maintenance. The kitchen features granite countertops with a spacious center island, stainless appliances, a closet pantry, and plenty of space for everyday living and entertaining. Additional highlights include a durable 2024 metal roof, an open floor plan, and multiple outdoor porch and deck areas to enjoy the incredible views. Whether you're looking for a full-time residence or a weekend retreat, this property offers the space, waterfront amenities, and laid-back lifestyle that make Lake Weir such a desirable place to be. Come experience lakefront living at its finest!
Residential
MLS# G5119094 Morris Realty And Investments

Buying Waterfront Property in North Central Florida

Waterfront real estate can offer an exceptional Florida lifestyle, but the details behind the view matter. A lakefront, riverfront, canal-front, or coastal-access property may have very different flood, insurance, dock, seawall, water-depth, environmental, and maintenance considerations. Buyers should evaluate both the home and the water access before deciding whether a property truly fits their plans.

In areas such as Crystal River, Dunnellon, Ocala, and surrounding communities, waterfront options range from quiet freshwater settings to properties connected to larger river systems and coastal recreation. The right fit depends on how you expect to use the property—boating, fishing, kayaking, seasonal living, full-time residence, or simply enjoying the setting.

Questions to ask before purchasing

  • Flood zone, elevation information, insurance requirements, and prior water intrusion history.
  • Dock, seawall, bulkhead, lift, or shoreline condition and any permitting considerations.
  • Water depth, navigability, bridge clearances, and practical access for your type of boat.
  • Maintenance exposure from humidity, salt, storms, vegetation, and shoreline conditions.

For a deeper overview, visit the Waterfront Property Buying Guide. If you are relocating to the region, the Moving to Ocala guide can help you compare communities, and the Buyers page covers the broader purchase process.

If you are considering a sale, the Selling Waterfront Property in North Central Florida guide covers pricing, flood and elevation records, docks, seawalls, water access, insurance and waterfront-specific buyer due diligence.

Erica helps buyers look beyond the listing description and evaluate the practical ownership details that can make one waterfront property a better fit than another.

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